Terms of Service
Effective Date: January 2021 | Last Updated: February 2026
1. Eligibility
You must be at least 18 years of age to purchase or participate in our Services. By enrolling, you confirm that you meet this requirement.
2. Services Provided
Saint Jay Marketing Ltd. offers business coaching, digital consulting, advertising support, and online training. This may include:
- One-on-one coaching
- Group coaching and community support
- Digital courses and online modules
- Templates, scripts, and downloadable materials
Specific deliverables, timelines, and responsibilities will be outlined in your signed Consulting Agreement at the point of enrolment.
3. Payment Terms
All payments are processed through approved online payment processors. Depending on the program, you may select a one-time payment or an instalment plan. Late or failed payments may result in paused or revoked access after 7 days.
4. Refund Policy
Refunds are granted when all conditions outlined in your signed Consulting Agreement are fully met. This typically includes:
- Attending a minimum of 9 group calls over 6 months
- Completing 12 one-on-one coaching calls
- Submitting a tracking spreadsheet of 3,000 verifiable business contacts
Requests must be submitted in writing. Refunds are not granted for lack of effort, change of mind, or failure to participate.
5. Intellectual Property Rights
All course content, templates, frameworks, strategies, videos, and materials are owned by Saint Jay Marketing Ltd. When you enrol, you receive a non-transferable, non-commercial, personal-use license. You may not:
- Copy, reproduce, resell or distribute our materials
- Use our frameworks to build competing programs
- Publish or share materials publicly
Violations may result in immediate removal and legal action.
6. Confidentiality
You agree to keep confidential all private business information shared in coaching calls, community spaces, or program materials.
7. Non-Compete & Non-Replication
You agree not to replicate, copy, or create derivative versions of:
- Our courses
- Our business model
- Our internal systems
- Our advertising frameworks
- Our community structure
...without express written permission.
8. Termination of Access
We may terminate or suspend your access if:
- You violate these Terms
- You behave abusively, disrespectfully, or disruptively
- You engage in unethical or harmful conduct
No refunds are issued for termination due to Terms violation.
9. Disclaimer
All Services are for educational and informational purposes only. We do not guarantee specific income levels, business outcomes, or client results. Results depend on your own actions, market conditions, and individual circumstances.
10. Limitation of Liability
Saint Jay Marketing Ltd. is not liable for:
- Indirect or incidental damages
- Loss of earnings or profits
- Business interruption
- Data loss
- Damages arising from implementing or misusing materials
Total liability is limited to the amount paid for Services.
11. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes shall be resolved in the courts of England.